Payment Policy
MEMO AD APP Payment Policy
The following Payments Policy (“Policy”) applies to all users and details how your payments are made and received by MEMO APP (“Emoney” or “we” or “us” or “our” or other similar pronouns) in connection with our website located at Emoney.com (the “Site”), the MEMO APP Software (the “MEMO App”), and other products and services provided on the Site (all of the foregoing, collectively, the “Services”).
By using the Services, you are accepting the terms, conditions and policies described in this Policy, as may be amended from time to time. Each time you use the Services and/or pay for a Service on the Site, you agree and expressly consent to the following:
Generally
If you are under the age of eighteen (18) you need your parent or guardian to be involved in order to make any payments on MEMO APP.
By making payments through the Site or the MEMO APP, you agree that we may communicate with you via call and/or email and/or any other available means in connection with any purchase you make on the Site or the MEMO APP.
For certain purchases, we may present you with additional terms before you complete the purchase (“Additional Terms”). The Additional Terms and the terms contained in this Policy will apply to your purchase. In the event there is a conflict between the provisions of this Policy and the Additional Terms, the Additional Terms will control.
Payments
MEMO APP Bank Account Transfer. You can Transfer your earnings ("Bank Account") using the online payment method made available to you by MEMO AD APP. MEMO AD APP currently can be used only for Bank account Transfer. We will email you an acknowledgement of your Transfer of MEMO AD APP earnings at the email address provided by you to us.
No Cost Service Offerings. From time to time, MEMO AD APP may offer certain products or features available at no charge for a trial period, at MEMO AD APP's sole discretion, including as to duration and scope of no charge offers. However, MEMO AD APP reserves the right to charge you for such products (at the normal rate) if MEMO AD APP determines (in its reasonable discretion) that you are abusing the terms of the offer, including if you are using any service, proxy or other device or anonymous IP address that prevents us from locating you.
MEMO AD APP Payment exchange. You can exchange your earned Reward to real cash and you can withdraw any time from local banks in your country minimum withdrawal request amount should be at least 10USD on local currencies before requesting for withdrawal you should must have bank account through Strip with MEMO AD APP banking partners you can check list of bank partners on the cash menu of the MEMO AD APP please note applicable charges will be apply on transactions.
Taxes. MEMO AD APP may collect VAT or other indirect taxes at the applicable rate for the country (as per applicable tax rules) at the time MEMO AD APP withdraw your cash. Any income more than 600 USD is taxable as per United state of America. And should be reported to IRS.
Transaction Cancellation. We may refuse or cancel a transaction at any time in our sole discretion, if we believe it violates our Terms of Use or this Payments Policy or to prevent financial loss. In cases of fraud or illegal acts, we may cancel your MEMO APP money Transfer.
Updating Payment Methods. You can change your payment method and billing information by logging into your MEMO AD APP account or at http://www.memoapp.us/signin. You agree that MEMO AD APP may use information regarding your selected payment method provided by your issuing bank or applicable payment system.
Third Party Payment Processors. We use the services of third parties to process your payments and we require that these third parties take the appropriate organizational and technical measures to protect your personal data and traffic data and to comply with relevant laws. Please review the terms of use and privacy policies of those third parties before providing your banking or payment information. See below for further information regarding Payment Through Third Party Services.
Data Usage & Charges.Using the Services on mobile applications will use some of the data allowance available on the data package to which you have subscribed with your mobile network operator. Out-of-country usage may lead to significantly higher costs than regular usage, and you are solely responsible for keeping yourself informed and paying for possible roaming and other applicable charges levied by your mobile network operator.
Unclaimed Property.Certain unclaimed property laws may be applicable in your jurisdiction. If you leave a balance unused for the period set forth by such laws, or if you delete your account and leave a balance, or if we deactivate your account, we may process your balance in accordance with our legal obligations under the applicable laws of your jurisdiction.
Refunds
MEMO AD APP reserves the right to refuse a refund request if it reasonably believes or suspects:
- that you are trying to unfairly exploit this refund policy, for example, by making repetitive refund requests in respect of the same product or feature, or by trying to receive a refund for a non-refundable credit (such as a reward);
- that you are in breach of the terms of this Policy, the Terms of Use or the Privacy Policy;
- that you are using any of our products fraudulently or that your User Account is being used by a third party fraudulently;
- that you purchased your MEMO APP Credit through a third party service and the terms of such third party do not allow such refund.
Sharing Information
We may share details of payment by you and your Personal Information as defined in our Privacy Policy with third parties if required to prevent a financial loss to you or us, or to prevent a violation of the law.
Legal
The general legal terms appearing in MEMO APP's Terms of Use and Privacy Policy also apply to this Policy.
Courtesy Translations
This Policy was written in English. To the extent any translated version of these terms conflicts with the English version, the English version controls.
Customer Support
If you have any questions or requests related to this Policy please contact our support center by sending an email to: info@memoapp.us